The FCRA, ECOA and the Consumer Financial Protection Bureau: Two Areas of Ambiguity the Bureau May Address

Joshua A. del Castillo  presentation includes a discussion of the following:

• The Fair Credit Reporting Act
• The Transfer Authority From the FTC to the CFPB
• How the CFPB is Stepping Up Enforcement
• Two Case Studies in Ambiguity: Potential Issues the CFPB Might Resolve
• FCRA Adverse Action Notices and Commercial Transactions
• Adverse Action Notices to Guarantors
• The Equal Credit Opportunity Act
• Notices to Guarantors under the FCRA and ECOA