Loan Assumptions in Real Estate Transactions: Benefits, Restrictions, Strategies, and Risks

This CLE webinar will discuss how the unprecedented rise in interest rates has led many real estate investors looking to acquire real property to consider assuming a seller's existing debt with low fixed interest rates. The panel will discuss the unique considerations for buyers, sellers, and lenders in such transactions, including negotiation tactics for the purchase and sale agreement, diligence with respect to the existing loan, and the advantages and disadvantages of a loan assumption versus seller financing.

The panel will discuss these and other key issues:

• What makes the current market conditions ripe for an increase in loan assumptions in real estate acquisitions?
• What are the benefits and drawbacks of mortgage assumptions for buyers and sellers versus seller financing?
• What are the diligence best practices when a real estate acquisition includes a loan assumption?
• What are the key factors for lenders and loan servicers to consider when evaluating a loan assumption?